Disclaimer
Please read this disclaimer carefully before using our services or making any financial decisions.
Important Notice
This Nidhi Company is currently in the pre-NDH-4 application stage. All financial products and services are exclusively available to registered members only.
1. Company Status
This Nidhi Company is not a scheduled bank and does not claim to be one. We are a Non-Banking Financial Company (NBFC) operating under the Nidhi Rules as applicable. Our operations are governed by the Companies Act, 2013, and relevant regulations issued by the Ministry of Corporate Affairs.
2. Member-Only Services
All financial products, including but not limited to deposit schemes (Recurring Deposit, Fixed Deposit, Savings Account) and loan products (Gold Loan, Loan Against Property, Loan Against Deposit), are exclusively available to registered members of the Nidhi Company only. Non-members are not eligible to avail of any financial services offered by us.
3. Regulatory Compliance
We are committed to operating in compliance with all applicable laws, rules, and regulations governing Nidhi Companies. However, we make no representations or warranties regarding our regulatory status beyond what is explicitly stated. Members are advised to verify our regulatory standing independently if required.
4. Financial Information
All interest rates, terms, conditions, and product features mentioned on this website are subject to change without prior notice. The information provided is for general guidance purposes only and does not constitute a binding offer. Actual terms and conditions will be as per the agreement signed between the member and the company at the time of availing the service.
5. Investment Risks
While we strive to maintain the security and safety of member deposits, all investments carry inherent risks. Members are advised to carefully read and understand all terms and conditions, including risks associated with deposits and loans, before making any financial decisions. Past performance or returns do not guarantee future results.
6. Website Information
The information provided on this website is for general informational purposes only. While we endeavor to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the website.
7. Limitation of Liability
In no event shall the Nidhi Company be liable for any loss or damage, including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits, arising out of or in connection with the use of this website or reliance on information provided herein.
8. External Links
This website may contain links to external websites that are not under our control. We have no control over the nature, content, and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.
9. Professional Advice
The information on this website should not be construed as financial, legal, or professional advice. Members are advised to consult with qualified financial advisors or legal professionals before making any significant financial decisions.
10. Updates to Disclaimer
We reserve the right to update, modify, or change this disclaimer at any time without prior notice. Members are advised to review this disclaimer periodically to stay informed about any changes.
Last Updated: January 15, 2026
By using this website and our services, you acknowledge that you have read, understood, and agree to be bound by this disclaimer. If you do not agree with any part of this disclaimer, please do not use our website or services.