Important Notice

Our financial products are exclusively available to registered members of the Nidhi Company only.

Recurring Deposit (RD)

Build your savings habit with our Recurring Deposit scheme. Deposit a fixed amount monthly and watch your savings grow with competitive interest rates.

Flexible Tenure

Choose a tenure that suits your financial goals, typically ranging from 12 months to 60 months.

Competitive Interest

Earn attractive interest rates on your monthly deposits, helping your savings grow over time.

Secure Investment

Your deposits are secure and backed by our commitment to member welfare and regulatory compliance.

How Recurring Deposit Works

Choose Your Amount

Decide on a fixed monthly deposit amount that fits your budget. This amount remains constant throughout the tenure of your RD.

Select Tenure

Choose a deposit period that aligns with your financial goals. Longer tenures typically offer better interest rates.

Monthly Deposits

Make regular monthly deposits on a fixed date. You can set up automatic transfers for convenience.

Maturity Benefits

At maturity, receive your principal amount plus accumulated interest, providing you with a substantial corpus for your financial goals.

Key Benefits

✓Disciplined savings habit through regular monthly deposits
✓Competitive interest rates that help your money grow
✓Flexible deposit amounts to suit different financial capacities
✓Premature withdrawal options available (subject to terms and conditions)
✓Loan facility available against your RD (subject to eligibility)

Ready to Start Your Recurring Deposit?

Apply for Membership