About Our Nidhi Company
We are a Nidhi Company committed to promoting thrift and savings among our members, fostering financial security through responsible financial practices.
Our Mission
Our mission is to cultivate a culture of savings and thrift among our members by providing secure, accessible, and member-focused financial services. We aim to empower individuals and families to build long-term financial security through disciplined savings and responsible borrowing.
As a Nidhi Company operating under the Nidhi Rules, we are dedicated to maintaining the highest standards of transparency, integrity, and member welfare in all our operations.
Our Core Values
Security & Trust
We prioritize the security of our members' deposits and maintain transparent operations that build lasting trust in our institution.
Member-Centric Approach
Every decision we make is centered on the welfare and financial well-being of our members. We serve exclusively those who have joined our community.
Promoting Thrift
We actively encourage a savings culture by offering competitive deposit products and educating members on the benefits of regular savings.
Regulatory Compliance
We strictly adhere to all Nidhi Rules and regulations, ensuring our operations are compliant and our members' interests are protected.
What is a Nidhi Company?
A Nidhi Company is a type of Non-Banking Financial Company (NBFC) recognized under the Companies Act, 2013. Nidhi Companies are formed with the primary objective of cultivating the habit of thrift and savings among their members.
Unlike traditional banks, Nidhi Companies operate on a mutual benefit principle, accepting deposits from and lending to their members only. This member-only model ensures that all financial products and services are exclusively available to registered members of the company.
Our Nidhi Company is currently in the pre-NDH-4 application stage, working towards regulatory compliance and building a strong foundation to serve our members effectively. We are committed to operating within the framework of Nidhi Rules while providing secure and beneficial financial solutions.
Important Notice
This Nidhi Company is in the pre-NDH-4 application stage. All financial products and services are exclusively available to registered members only. We are not a scheduled bank and do not claim to be one. Our operations are governed by the Nidhi Rules as applicable.