Important Notice

Our financial products are exclusively available to registered members of the Nidhi Company only.

Fixed Deposit (FD)

Secure your funds with our Fixed Deposit scheme. Lock in your savings for a fixed period and earn guaranteed returns with competitive interest rates.

Guaranteed Returns

Fixed interest rates ensure predictable returns on your investment, providing financial certainty.

Higher Interest Rates

Fixed Deposits typically offer higher interest rates compared to regular savings accounts.

Flexible Tenures

Choose from various tenure options to match your financial planning needs and goals.

How Fixed Deposit Works

1

Deposit Amount

Invest a lump sum amount that you can set aside for a fixed period. Minimum deposit amounts may apply as per our terms.

2

Choose Tenure

Select a deposit period that aligns with your financial objectives. Interest rates may vary based on the tenure selected.

3

Interest Payment

Choose between monthly, quarterly, or maturity interest payment options based on your cash flow requirements.

4

Maturity

At maturity, receive your principal amount along with accrued interest, providing you with a substantial return on your investment.

Key Benefits

  • Fixed and guaranteed returns on your investment
  • Competitive interest rates that beat inflation
  • Safe and secure investment option for your savings
  • Flexible interest payout options to suit your needs
  • Loan facility available against your FD (subject to eligibility)
  • Premature withdrawal options available (subject to terms and conditions)

Interested in Fixed Deposits?

Contact us to learn more about our FD schemes and current interest rates.

Apply for Membership